HOUSING FOR ALL, TAKE THE National Housing Fund ADVANTAGE By Don Abiodun Odedeyi

Averagely, Nigerians have this mindset that nothing is working. This mirage position has taken our eyes away from so many working projects, agencies, and opportunities for many years. It is disheartening to see that these opportunities are the same we are crying for as if we are the most backward nation where there is no infrastructure.

From the National Health Insurance Scheme (NHIS) that gives affordable healthcare, to microfinancing, pension, FADAMA, Housing fund (endless list), Nigerians, it seems prefer the circle of fund wastage in the name of ‘new agency creation’ than maintaining established ones.

When Business Today on Radio 1, 103.5fm producer, Mr Adeyemi contacted me to appear on his programme, I knew it was another opportunity to open your eyes to another overlooked ‘working’ project. But why should this be, how did we come about abandoning institutions setup by our founding fathers?

Wednesday morning, Mr Adeyemi called to inform me that the topic was National Housing Fund. Knowing my prowess in the financial sector especially in the area of project funding, I understood why he contacted me.

Oil Price Crash: Mass sacking looms in Private, Public sectors

Oil price crash: Mass sacking looms in private, public sectors

As crude oil price continues its descent, and the economy falters, strong indications have emerged that workers in both private and public sectors are faced with mass retrenchment.

Stakeholders in both sectors, who spoke to SUNDAY PUNCH on Friday, painted a gloomy picture of the economy and the prospects of workers in the new year. They based their projections on recent happenings in the Nigerian and global economies. Oil prices have been in steep decline since June 2014 as a result of
slow demand growth and the United States' oil boom, which has increased supply.

The global oil benchmark, Brent, against which Nigerian oil is priced, on Tuesday, tumbled below $58 per barrel, hitting its lowest levels since May 2009.

PUNCH had exclusively reported on Tuesday that at least 70,000 civil servants in 30 ministries, departments and agencies of the Federal Government had yet to receive up to three months salaries.

Make Money from Nigeria’s Road Transportation Industry by TUNJI AFUWAPE ~ Part 2

Are you interested in doing business in the transport sector? Do you want to tap into the numerous opportunities in the road transportation industry? Then this article is for you.

2. Motorized three wheelers (tricycles)

Keke NAPEP is an experimental model of poverty eradication that seeks to empower the poor unemployed or underemployed Nigerian to a position where he / she can create a measurable and verifiable value in society in order to earn daily bread. KEKE NAPEP vehicles project, is a pet of former President Olusegun Obasanjo, in which the National Poverty Eradication Programme (NAPEP) operates the scheme.

NAPEP purchase the vehicles from Manufacturers (Autobahn) and sell at subsidized rates, on part payments basis to Nigerians to alleviate poverty, by providing them small business opportunities and transportation for most part of the country. However different brand of tricycle are now available in Nigeria .Tricycle make an average of N5,000 a day and a brand new tricycle is sold for about N400,000 to N500,000. They currently have an association called the Three Wheeler Beneficiaries/Operators Association of Nigeria.

Make Money from Nigeria’s Road Transportation Industry by TUNJI AFUWAPE ~ Part 1

Are you interested in doing business in the transport sector? Do you want to tap into the numerous opportunities in the road transportation industry? Then this article is for you.

The transport industry in Nigeria is booming currently and Nigerians can now create unlimited wealth from this sector. In fact, this is one of the fastest growing business opportunities in Nigeria.

If you have been looking forward to creating additional streams of income to make your dream come true, then you can stop the search right now. Why? Because you have just come to the place where you will discover the fastest and easiest way to start earning money on your own that will help you turn your dreams into reality.

Nigeria has the largest road network in West Africa and the second largest south of the Sahara, with roughly 108,000 km of surfaced roads. The population is there and the environment is good. The road transportation is a good business, and more people should come into it. It is a business anybody can do.

How to Make Money Running a Road Transport Business

FINANCING A BUSINESS

Like it or not, alternative business income generation is the order of the day today. Forget the security your salary job provides today, instability in world economy is sending governments and private organizations into panic mode.

To stay afloat however, it is essential to start building your own business now. Either you are managing it your self or you want to employ a hand, read through our Start up tips before you decide.

Let your money work for you by Kenneth Doghudje

Everybody wants to work with the best. The best represents a standard that over time we have come to believe represents quality, results and success. In my experience, I have discovered that many people are not working with the best tool to make them financially successful. They are not employing money! They neglect to make money work hard for them thereby producing more. Instead, they spend most, if not all of what they make, believing another one will come.

Money is meant to be your employee, toiling to make you richer. The rich understand that the purpose of money is for multiplication, while the poor think money is meant to be spent. The former put their money to work and end up getting more while the latter spend and end up working for money. You can never get rich working for money. You can only get rich when money works for you. Here are some reasons that make money an excellent employee:
Firstly money is neutral. It has no favourites and does not play “office politics.” It does not give excuses for poor performance nor neglect to follow instructions. Once you deploy it to work for you it keeps on doing so, and it will provide results if deployed correctly and wisely.

ICT usage low among SMEs, says Dr Wee

Some 73% of small and medium sized enterprises (SMEs) do not use information communication technology (ICT) in conducting their businesses. 

Malaysia Minister in the Prime Minister’s Department Datuk Dr Wee Ka Siong said the usage of ICT by SMEs still remained low even though the adoption of such technology was a sure way to boost innovation.

"Malaysia is ranked among the top countries in the usage of smartphones.

"However, it is rare for companies to tap into ICT to solve problems," he said after launching the ParkAide application at a hotel here on Tuesday.

Dr Wee, who is also MCA deputy president, said a vast majority of companies have yet to use e-banking in paying the salaries of their employees.

"In some companies, if there are 30 employees, then 30 cheques will be issued," he noted.

On another matter, Dr Wee commended the 25 prominent Malay leaders and civil servants for their stand on wanting a moderate Malaysia.

"It is high time we look into issues and address them in a moderate way, without confrontation," he added.